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Small Business Digest


For the first time since starting its polling in 2000, this newsletter finds a decidedly gloomy outlook emanating from readers.  The latest poll of more than 2,000 small business leaders, most of whom are owner/presidents, shows a less than upbeat view from a majority (51%).
President Bush has signed into law new changes in Health Savings Account offerings that will significantly increase their popularity.
Insurance agents may be getting a bad rap from corporate managers who are displeased about their efforts to keep healthcare costs down.
Many corporate boards are destroying rather than creating value according to Prof. Colin Coulson-Thomas.
Small and medium-sized manufacturers are slightly less confident for their business prospects over the course of the next 12 months, according to the results of an International Profit Associates Small Business Research Board (IPA SBRB) survey.
Businesses have to protect themselves with all kinds of insurance liability, health and life insurance for their employees, property insurance, directors/officers insurance, etc.  But theres a new type of insurance that companies may not have heard about yet: it's called cyber insurance. 
As 2006 drew to a close, the nation's manufacturing and service sectors continued to suffer from a weakening economy according to a major credit index and economic study produced by the National Association of Credit Management (NACM).
The Profitability Predictor, based on The Must-Have Customer: 7 Steps to Winning the Customer You Havent Got, is a series of questions that can be answered online in about five minutes.
The Hudson Employment Index (SM) fell 2.6 points to 102.7 in December, primarily as a result of lowered job satisfaction and increased job loss concerns. The monthly measure lost ground following a nearly four-point rise in November. It also fell short of last December's 103.4 Index.
Private sector employment declined by 40,000 in December, according to the most recent ADP National Employment Report(SM).

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